Accessing your superannuation benefit is governed by the rules of preservation to ensure that you save your superannuation benefit for your retirement.

Funds can only be released when a member

The Superannuation Industry (Supervision) Act 1993 and its associated regulations require you to withdraw your entire balance when you reach age 75.

Preservation Age

Your 'preservation' age is the age that the Government legislates when you can access the preserved component of your superannuation and depends on your date of birth as outlined in the following table.

Date of Birth	Preservation Age
Before 1st July 1960	55
1st July 1960 - 30th June 1961	56
1st July 1961 - 30th June 1962	57
1st July 1962 - 30th June 1963	58
1st July 1963 - 30th June 1964	59
After 30th June 1964	60

Non-residents departing Australia

Eligible temporary residents can access their superannuation benefit once they have permanently departed Australia. The payment is known as a 'Departing Australia Superannuation Payment'. In most cases payments will be subject to 30% holding tax. For more information visit the Tax Office website.

Departing members can complete the Departing Australia Superannuation Payments (DASP) - online application form on the Tax Office website.